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Features and What to Expect
Types of Manufactured Home Communities
- Homes on owned land.
- Homes on leased land.
- 55-plus communities.
- All age parks.
- Communities near golf courses.
- Parks with pickleball or tennis courts.
- Gated or private communities.
Common Features
- Single-wide and double-wide layouts.
- Carports or garages.
- Covered patios.
- Storage sheds.
- Community pools and spas.
- Clubhouses and fitness rooms.
Important HOA or Park Considerations
- Some communities have space rent, while others include HOA dues.
- Coverage varies and may include trash, water, amenities, or exterior maintenance.
- Rules for pets, rentals, and age restrictions differ by park.
- Financing depends on the foundation type and the home’s age.
Financing and Home Age Considerations
- Homes built in 1976 or later often qualify for standard financing if on a permanent foundation and classified as real property.
- Homes built before 1976 may require specialized financing or be cash-only, depending on condition.
- HUD certification tags and data plates are required for most financing.
- Age, foundation, and home condition affect loan options and insurance.
- Homes on leased land may require chattel loans with different terms.
Park Models and What to Expect
- Typically, 400 square feet or under with efficient layouts.
- Found mainly in RV resorts and amenity-rich parks, not throughout the city.
- Often include Arizona rooms, screened patios, or storage.
- Designed for seasonal or part-time living.
- Financing can be limited depending on classification, foundation, and age.
- Some park models are cash only, depending on park rules or the home’s classification.
Casitas and Ramadas in Park Model Setups
- Some park models include additions such as a casita, ramada, or enclosed room.
- These structures may be attached or detached.
- Typical uses include storage, laundry, hobby rooms, or general living space.
- Casitas cannot legally be used as sleeping quarters in Lake Havasu RV parks, whether attached or detached.
- Buyers should always review park rules regarding allowed uses.