How does the age of a manufactured home affect financing in Lake Havasu?

Financing options can be more limited on older manufactured homes. Many lenders prefer homes built after June 15, 1976 with a HUD data plate and permanent foundation. Newer homes and those already classified as real property typically have more loan options than older units that have not been converted.

Can I finance a manufactured home in a park or leasehold community?

Financing for homes in parks or on leased land is more specialized, but there are lenders who focus on this type of property. Terms and down payment requirements can be different from a standard single family home. I can help you connect with local lenders who understand manufactured home and park model financing.

What is the difference between a manufactured home and a park model in Lake Havasu?

Manufactured homes are usually larger and can be placed on their own lot or in a park. Park models are smaller, often found in resort style RV parks and are typically designed as seasonal or part time residences. In Lake Havasu, park models are concentrated in a few RV park communities rather than spread across all neighborhoods.

Can I use a casita at a park model as an extra bedroom?

Even if a park model has a casita or enclosed ramada, in Lake Havasu RV parks you are generally not allowed to use the casita as additional sleeping space. This applies whether the casita is attached or detached. Rules can vary by park, so we will always confirm current guidelines with the park management.

Are there extra inspections or steps for manufactured homes?

Beyond the general home inspection, it can be helpful to verify the foundation type, tie downs, HUD tags, and whether the home has been legally affixed as real property. Some loans require a foundation certification. I can help you coordinate the right inspections based on your financing and the property type.

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Manufactured Homes

Manufactured homes offer affordability, flexibility, and a variety of living options across Lake Havasu City. This page will help you understand the different types of manufactured home communities and explore available listings.

Explore Manufactured Homes

Overview and Lifestyle

Features and What to Expect

Lifestyle Insights and Buyer Tips

Quick Facts

Featured Listings

$ 5,499,000 2437 Wren Cove Way, Lake Havasu City, AZ 86406

$ 5,250,000 2246 Harbor Way, Lake Havasu City, AZ 86406

$ 4,999,999 6724 Corte De Los Bueyes, Lake Havasu City, AZ 86404

$ 4,995,000 4131 Colt Dr, Lake Havasu City, AZ 86404

$ 4,695,000 1030 Circula De Hacienda, Lake Havasu City, AZ 86406

$ 4,350,000 2421 Wren Cove Way, Lake Havasu City, AZ 86406

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Frequently Asked Questions

What is the difference between owned land and leased land?

Owned land includes both the home and the land. Leased land requires monthly space rent and may have park-specific rules.
Can manufactured homes be financed?

Yes, depending on age, foundation type, HUD tags, and condition. Homes built before 1976 often require specialty loans or cash.
Are park models financeable?

Financing is limited but possible through specialty lenders. Qualification depends on age, foundation, and park rules.
Can a casita be used as a bedroom in an RV park?

No. Whether attached or detached, casitas cannot legally be used as sleeping quarters in Lake Havasu RV parks.
Do manufactured homes appreciate in value?

Homes on owned land generally appreciate more predictably than homes on leased land.

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